🏛️ Professional Debt Resolution
Expert NPA Management & Personal Debt Settlement Solutions
Transform your financial crisis into opportunity with India's leading debt resolution specialists. We provide comprehensive NPA resolution, one-time settlements, and strategic debt management for businesses and individuals facing financial distress nationwide.
Comprehensive Debt Resolution Services
Professional solutions for every debt challenge - from NPA accounts to complete financial recovery
Balance Transfer of NPA Accounts
Strategic transfer of delinquent accounts to Asset Reconstruction Companies (ARC) to clean your books and revive business operations through our extensive banking network.
• Interest Rate: 18-22% per annum
• Tenure: Up to 48 months
• Eligibility: Running business with stable cash flows
• Processing: 30-45 days average
One-Time Settlement (OTS) Advisory
Expert negotiation with lenders for smooth closure of delinquent accounts. Our specialized team ensures win-win settlements that preserve relationships while resolving debt.
• 30-60% debt reduction typically
• Legal protection throughout process
• Credit score rehabilitation support
• Anti-harassment services included
Strategic Asset Liquidation
Connect with our network of 500+ verified real estate agents and asset specialists to help sell your property quickly at optimal market value for debt resolution.
• 500+ certified real estate agents
• Pan-India coverage in 50+ cities
• Market valuation and pricing strategy
• Legal documentation support
Bridge Loan for SMA Accounts
Short-term emergency funding to manage liquidity for Special Mention Accounts (SMA) and prevent classification as NPA through immediate capital injection.
• Funding within 7-14 days
• Flexible repayment terms
• Eligibility: Strong cash flow businesses
• Net Working Capital analysis required
Legal & Anti-Harassment Support
Complete legal protection against aggressive recovery practices. Our expert legal team ensures compliance with RBI guidelines and Supreme Court directives.
• DRT/DRAT representation
• SARFAESI Act compliance
• Recovery agent harassment prevention
• Consumer court representations
Our Proven Resolution Process
Systematic approach ensuring maximum debt reduction and complete legal compliance
Comprehensive Debt Analysis
Detailed assessment of your debt portfolio, cash flow analysis, and evaluation of all available resolution options with our expert advisory team.
Strategic Planning
Develop customized resolution strategy based on your financial situation, business prospects, and lender relationships for optimal outcomes.
Lender Negotiation
Professional negotiation with banks, NBFCs, and financial institutions leveraging our industry relationships and expertise in debt resolution.
Documentation & Compliance
Complete legal documentation, regulatory compliance, and settlement agreement execution with full transparency and legal protection.
Settlement Execution
Facilitate settlement payments, account closures, and obtain proper NOCs from all lenders with complete documentation for your records.
Post-Resolution Support
Credit score rehabilitation, financial planning guidance, and ongoing support to prevent future debt issues and rebuild financial health.
Why Choose SolveDet for Debt Resolution?
Industry-leading expertise with proven track record of successful debt resolutions
Proven Success Rate
Over 300+ successful debt resolutions with average 30-60% debt reduction across all categories of loans and advances.
Banking Network
Established relationships with 50+ banks, NBFCs, and ARCs enabling faster and more favorable settlement negotiations.
Legal Expertise
Expert legal team specializing in banking law, SARFAESI Act, DRT procedures, and complete regulatory compliance.
Complete Protection
Full legal protection against harassment, unauthorized recovery practices, and violation of borrower rights throughout the process.
Confidential Process
Maintain complete confidentiality and discretion throughout the resolution process protecting your business and personal reputation.
Credit Rehabilitation
Structured credit score improvement program and financial counseling to rebuild your creditworthiness post-resolution.
Debt Settlement Calculator
Estimate your potential savings through professional debt resolution
Why Trust SolveDet?
Professional credentials and transparent operations you can verify
Regulatory Compliance
RBI Guidelines Compliant
• Full adherence to RBI debt collection norms
• Supreme Court directives compliance
• Consumer Protection Act 2019 aligned
• Transparent fee structure
Legal Expertise
Qualified Legal Team
• Practicing advocates with 10+ years experience
• SARFAESI Act specialists
• DRT/DRAT court representation
• Banking law expertise
Banking Network
Established Relationships
• 15+ years in financial services
• Direct relationships with 25+ banks
• ARC partnerships for NPA transfers
• NBFC collaboration network
Transparent Process
No Hidden Costs
• Upfront fee disclosure
• Written agreements for all services
• Regular progress updates
• Success-based fee structure
Professional Standards
Industry Best Practices
• Confidentiality agreements
• Data protection compliance
• Professional indemnity coverage
• Ethical business practices
Track Record
Measurable Results
• 300+ successful case resolutions
• 85% success rate in settlements
• Average 6-12 months resolution time
• Pan-India service coverage
🔍 Verify Our Credentials
We encourage you to verify our credentials and track record. Contact us for:
Frequently Asked Questions
Get answers to common questions about debt resolution and our services
Debt settlement involves negotiating with creditors to pay less than the full amount owed, typically 30-60% of the original debt. Debt consolidation combines multiple debts into a single loan with potentially lower interest rates. Settlement is for distressed borrowers, while consolidation is for managing multiple payments.
The process usually takes 6-18 months depending on the complexity of your case, number of creditors, debt amount, and negotiation outcomes. Simple cases with single lenders may resolve in 3-6 months, while complex corporate restructuring can take 12-24 months.
Initially, your credit score may be impacted as accounts are marked as 'settled' rather than 'closed'. However, this is better than defaulting completely. We provide credit rehabilitation services to help improve your score over 12-24 months post-settlement.
We handle personal loans, credit card debts, business loans, working capital loans, term loans, vehicle loans, and unsecured debts. We also work with NPA accounts, SMA accounts, and provide debt settlement services. Secured loans require specific strategies based on collateral value.
Yes, we provide comprehensive legal protection against illegal recovery practices. Our legal team ensures compliance with RBI guidelines and Supreme Court directives. We can file complaints against abusive practices and represent you in consumer courts if needed.
Ready to Resolve Your Debt Crisis?
Take the first step towards financial freedom with India's most trusted debt resolution experts
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SAVE
Save upto 50%* on your total loan outstanding.
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FREEDOM
Bespoke solutions designed to realign your financial freedom journey.
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FOCUS
We take over creditor communications, allowing you to refocus on your business.
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RESPECT
With our free legal guidance and thoughtful suggestions, you can confidently keep your head high.